Current Offering


Spere Financial notes allow investors to participate in the rapidly growing financial division of a company with over 40 years of experience in the energy management, security, and HVAC industries.

The current COVID-19 pandemic has created extraordinary demand for the company’s products and services, including new air-purifying systems attached to existing HVAC systems. This, combined with the capital constraints being felt by the company’s restaurant and retail clients, make it a perfect time to expand Spere Financial’s shared-savings energy management program. The capital raised with these notes will enable the company to expand and provide attractive and profitable offerings to existing and new customers. The company expects profit margins to increase significantly over the next three to five years.

The current offering is for 5-year amortized notes at 10% annual interest. This is an ongoing offering with no specific closing date, though we expect to be lowering the interest rate in the near future as we attract larger amounts of capital. Join us now for this great investment opportunity!


What is the minimum investment size?
The minimum investment threshold for Spere Financial notes is $100,000. If you would like to begin with a lower amount and build to the minimum $100,000 level, please contact us at contact form or email us at to discuss the options.
When will I receive my payments?
Spere Financial transfers payments directly into note investors’ accounts at the end of each month. Investors also receive a detailed schedule of payments that will be paid over the life of the note.
What are your fees?
There are no fees for participating in the Spere Financial note program.
How do I make my first investment?
Investments in Spere Financial notes are made by verifying accredited investor status, then reviewing and executing the offering prospectus. Once these steps are complete, the investor receives payment instructions for transferring funds to Spere Financial. Contact us today to start earning higher interest on your capital.
Can I use retirement funds to invest in Spere Financial notes?
Yes! You can use retirement funds in self-directed IRAs and earn interest tax-deferred or tax-free.
We recommend Rocket Dollar, provider of self-directed Traditional IRAs, Roth IRAs, and Solo 401(k)s.

(Use the code SPERE for $50 off right before checkout).

Questions? We’re here to help!